Is a 72-Month Car Loan a Bad Idea?
Compare 48, 60, 72 and 84-month car loans, see hidden costs and risks, and learn safer loan terms and affordability rules before you sign.
13 minutes read
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Articles on realistic, conservative car ownership decisions.
The Real Cost of Owning a Car Over 5 Years
Break down the true monthly and 5-year cost of owning a car, including loan, insurance, fuel, maintenance, taxes, and depreciation.
16 minutes readHow Much Car Can You Really Afford?
Learn how to calculate a conservative car budget, define safe car price ranges, and stress-test any deal with the Car Budget Guard calculator.
15 minutes read
Try the Realistic Car Affordability Calculator
Get a clear, data-driven car budget based on your real numbers — income, expenses, loan terms, down payment, and ownership costs like insurance, fuel, and maintenance. No dealer tricks. Just a realistic price you can safely afford.